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AGENCJA INNOWACJI oraz Partnerzy to zespół fachowców pomagających w pozyskaniu bezzwrotnych dotacji z UE. Analitycy i specjaliści od zarządzania wprowadzą Twoją Firmę na wyższy poziom.

Podnosimy wartość firm poprzez kompleksowe i profesjonalne wsparcie procesów handlowych. Szczególną uwagę przykładamy do wysokiej jakości świadczonych usług.

Jutro Twojej firmy zaczyna się dziś!

Make an application for a quick loan. Please read these stipulations very very very carefully before accepting the provider.

FCMB FastCash is really a convenient, paperless credit center with no security needed for your emergencies and urgent requirements. It really is an instantaneous loan therefore the application is by our USSD rule *329*11#.

FCMB FastCash is made for current FCMB customers; Non-FCMB clients and it has the benefits that are following.


By accessing or making use of the ongoing service(FCMB FastCash), you consent to be limited by the stipulations reported herein. These conditions and terms are at the mercy of modifications from time and energy to time and exact exact same will probably be hosted on FCMB web site.

If you don’t concur with your conditions and terms, please try not to Accept or donate to the offer or utilize this solution.

Employing this solution you suggest you agree to abide by them that you unconditionally accept the terms of this agreement and.

In this contract:

“Borrower” shall suggest the customer to the offer as well as solution

“the Offer” or “the Service” shall suggest FCMB FastCash

“the Bank” shall suggest First City Monument Bank Limited

“CHANNEL” shall mean All platforms by which the demand is manufactured

1. The Borrower has sent applications for FCMB FastCash to fulfill urgent individual cashflow requirements

2. The financial institution has decided to give the FastCash towards the Borrower by means of principal outstanding

3. The mortgage quantity will be provided by direct re re payment into borrower’s present or account that is saving FCMB and customers salary account within the bank in which the salary is domiciled for Non-FCMB clients.


1. The Mortgage

The lender hereby agrees to offer into the Borrower additionally the Borrower takes the amount become disbursed (hereinafter known as “the FastCash”), by the financial institution after borrower’s risk evaluation and scoring, for a period of time perhaps maybe perhaps not surpassing 90 days for both FCMB and Non-FCMB clients through the date of disbursement susceptible to the qualified tenor of this client therefore the loan tenor selected by the consumer through the available provides.

2. Rate Of Interest

2.1 Customers with FCMB account: you will have a danger – based interest of 15% per disbursal which equals yearly portion price of 180per cent. The attention quantity could be taken upfront for just one (1) loan while the interest amount & principal amount for two (2) and three (3) months loan would be collected on the repayment date of the loan month. There shall never be any reimbursement on interest rate collected upfront for just about any prepayment, pre termination for the loan ahead of the deadline or for just about any other reason;customers would spend the entire interest quantity for a two (2) and three (3) months loan in the event that loan is pre-liquidated ahead of the anticipated maturity date for the loan. If the Borrower doesn’t spend any quantity that your Borrower owes the lender in regards to this contract from the deadline, the lender will be eligible to continue steadily to charge interest in the outstanding quantity at 0.5per cent each day.

2.2 Non-FCMB members: you will see a danger – based rate of interest of 3.5per cent each month which means percentage that is annual of 42%. There will be a non-refundable Management Fee of just oneper cent (taken upfront) of this loan amount that is disbursed. If the Borrower does not pay any quantity that the Borrower owes the lender in regards to this contract from the deadline, the financial institution will be eligible to charge a belated repayment cost of just one% from the overdue quantity each month.

3. Re Re Payment

3.1 The Borrower agrees that the Bank shall have the best to deduct the repayment that is due complete either straight from some of the borrower’s records or through the income re payment supply including income account, saving account, deposit account, business account aided by the Bank and any bank in Nigeria or outside of Nigeria including all reports from the Borrowers Bank Verification Number (BVN).

3.2 The Borrower hereby provides the Bank the ability to subtract monies due to it from any credit inflow and income inflow in to the records within the Bank, any kind of Bank or re re payment platform in Nigeria and outside Nigeria

4. Costs and fees

All out-of-pocket expenses registration that is including appropriate charges, stamp duties as well as other charges incurred by the financial institution in processing with this center including enforcement of protection and data recovery of center in the case of standard will probably be for the account associated with the Borrower.

6. Breach

In the eventuality of:

i. any failure because of the Borrower to pay for any amount which will be due and outstanding under this contract

ii. any breach because of the Borrower regarding the regards to this contract or

iii. any failure by the Borrower to undertake his / her responsibilities under this contract; then complete amount outstanding under this contract, as well as any penal cost (if any) and all sorts of other fees and costs due to and because of the Bank because of the Borrower shall be instantly due and payable, and without providing notice to your Borrower, the financial institution will probably be eligible to end this contract and claim and/or recuperate through the Borrower any damages/losses it might have experienced for that reason.

7. Authorization to comply

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